Funding purpose
State what the funds would pay for and when that payment is expected.
Business financing referrals · Owner-operated businesses
Explore funding for the next purchase you make as an owner.
As an owner, you may be weighing equipment, stock and day-to-day costs at the same time. Separate those needs so the funding request explains which expense matters now.
Getting a request started
What to expect along the way
Business basics
Answer the form’s questions about the operation and provide accurate owner contact details.
Complete the request
Review the disclosures and the information entered, then verify your mobile number before sending it.
Bring the essentials
What to gather for the application
Prepare the business profile and the purpose of the request so the information stays consistent.
- 01A defined expense with its amount and timing
- 02Your usual monthly revenue and time established
- 03The business sector, its name and your approximate credit bracket
- 04Your name, email and mobile number for the request
Review what accepting would mean
Check the details that affect your business
Available proceeds
Work out the usable amount after the provider’s stated deductions.
Cost over time
Compare the sum of payments and fees across the whole financing arrangement.
Business budget
Consider the proposed payment dates alongside quiet periods and existing commitments.
Owner-operated businesses · funding preparation
Review expenses alongside payment dates
Keep business receipts and expenses distinct from personal withdrawals. That separation makes the request clearer and helps assess whether proposed repayments fit the operation.
Defining the expense
Examples of expenses to outline
Equipment
Start with a quote for the equipment the business will actually use. Include setup and replacement costs while keeping personal purchases outside the request.
Inventory
Describe the stock needed for normal trade or a confirmed new opportunity. Use supplier terms and current inventory to estimate the purchase.
Operating capacity
Additional help, premises and routine bills may create a defined cash gap. List the business obligations and the period the requested funds would cover.
Important points for applicants
Read about the process and our role
Where do my details go after submission?
This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.
Who makes the funding decision?
A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.
When should I expect an update?
A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.
How do I confirm access to my phone?
A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.
Explain the need
Take the first step with a clear funding purpose
Put the amount, business purpose and requested timing into the form when you are ready.